Planning a wedding can be one of the most exciting times of your life, but it can also be expensive. The good news is that you can have a beautiful wedding without breaking the bank. With careful planning and smart choices, you can cut costs while still creating a memorable day. Here’s a step-by-step guide to planning a wedding on a budget.

Step 1: Set a Realistic Budget
Before making any decisions, determine how much you can afford to spend. A realistic budget will help guide all your planning decisions. Consider:
How much you and your partner can contribute.
Whether family members will help financially.
Prioritising key expenses (e.g., venue, food, photography).
Once you have a figure in mind, break it down into categories such as venue, catering, dress, and entertainment.
Step 2: Choose an Affordable Wedding Venue
The venue is often the biggest expense, but there are ways to save:
Opt for off-peak seasons – Venues often charge less for weddings outside of peak summer months.
Choose a weekday – Saturday weddings are the most expensive; weekdays or Sundays can be cheaper.
Consider non-traditional venues – Parks, community halls, or even a family home can serve as beautiful locations.
Look for all-inclusive venues – Some venues provide catering, chairs, and decorations in one package, saving money.
Step 3: Save on Wedding Attire
Wedding attire can be costly, but there are ways to keep costs low:
Buy pre-loved dresses – Websites like Stillwhite or charity bridal shops offer designer dresses at a fraction of the price.
Consider high-street brands – Many retailers now offer elegant wedding dresses at budget-friendly prices.
Rent your dress or suit – If you don’t plan to keep it, renting can be a much cheaper option.
Simplify accessories – Borrow jewellery or opt for affordable alternatives.
Step 4: Cut Catering Costs
Food and drink can take up a significant portion of your budget. To save:
Choose a buffet or food trucks instead of a formal sit-down meal.
Limit the guest list – Fewer people mean lower catering costs.
Provide your own alcohol if the venue allows it and avoid expensive bar tabs.
Skip the wedding cake or go for a simple option – A small decorated cake with extra sheet cakes for guests can be cost-effective.
Step 5: Budget-Friendly Wedding Decorations
Decor can quickly add up, but DIY and simple solutions can look just as stunning:
DIY centrepieces – Use candles, fairy lights, or fresh greenery instead of expensive floral arrangements.
Borrow decorations – Ask friends or check local wedding resale groups.
Buy second-hand – Many couples sell their wedding decor online after their big day.
Use digital invitations – Save money on printed invitations by sending e-vites.
Step 6: Affordable Entertainment Options
Hire a local DJ or musician instead of a full band.
Create a playlist and use a Bluetooth speaker for the reception.
Ask a friend to be the MC instead of hiring an entertainer.
Limit reception entertainment – Instead of multiple costly acts, focus on one main attraction, like a dance floor or photo booth.
Step 7: Photography and Videography on a Budget
Capturing memories is important, but there are budget-friendly options:
Hire a student photographer – Many talented students offer lower rates.
Book a shorter photography package – Instead of all-day coverage, opt for ceremony and couple portraits only.
Use guest photos – Encourage guests to take photos and share them in a digital album.
Common Questions About Budget Wedding Planning
1. What is the cheapest way to plan a wedding?
The cheapest way to plan a wedding is to keep it small, choose a free or low-cost venue, use DIY decorations, and limit catering expenses.
2. How much should I budget for a wedding?
The average UK wedding costs around £18,000, but a well-planned budget wedding can be done for much less – even under £5,000.
3. How can I save money on my wedding venue?
Consider a weekday wedding, a community hall, or even a backyard ceremony to avoid high venue costs.
4. Should I have a big or small wedding on a budget?
A smaller wedding is always easier to keep within budget. Fewer guests mean lower costs for catering, venue size, and decor.
5. How can I cut costs on wedding food and drinks?
Opt for buffets, food trucks, and self-service bars instead of a full catering service to save money.
Final Thoughts
A wedding doesn’t have to be expensive to be beautiful. With careful planning, creative solutions, and a willingness to think outside the box, you can plan a stunning wedding on a budget. Prioritise what truly matters, cut unnecessary costs, and make the day uniquely yours without overspending.
If you’re looking for more money-saving tips, check out our other budgeting guides to help you make the most of your finances.
Subscribe for more tips! Subscribe to our newsletter
Disclaimer: Smart With Money may receive compensation from affiliate links, advertisements, and partners featured on this site. This compensation does not influence our editorial content, reviews, or recommendations. Our opinions are our own, and we aim to provide accurate and objective financial information to help you make informed decisions.
Additionally, all content provided on SmartWithMoney.co.uk is for informational purposes only and does not constitute financial advice. Please seek independent financial advice before making any financial decisions.