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How to Cancel Unused Subscriptions & Save Money in the UK

Writer: Smart With Money TeamSmart With Money Team

Updated: Feb 21

Many people sign up for subscriptions but forget to cancel them, leading to unnecessary expenses each month. From streaming services to gym memberships, these payments can quickly add up. Cancelling unused subscriptions is one of the easiest ways to cut costs and save money.


In this guide, we’ll show you how to identify unwanted subscriptions, cancel them, and prevent future wasteful spending.


Woman using laptop to manage her unused subscriptions to save money.

How to Identify Unused Subscriptions


Before cancelling, you need to identify all active subscriptions.


Check your bank statements – Look for recurring charges on your debit or credit card.

Use a subscription tracking app – Apps like Emma, Snoop, or Money Dashboard can help track and alert you to unused subscriptions.

Review emails for payment confirmations – Search your inbox for “subscription renewal” or “your payment has been processed.”

Log into accounts manually – Visit subscription services you’ve signed up for and check if you’re still subscribed.




How to Cancel Subscriptions Easily


Cancelling a subscription varies depending on the provider. Here’s how to cancel different types of services:


1. Streaming Services (Netflix, Disney+, Spotify, Amazon Prime)


  • Log into your account settings.

  • Locate the billing or subscription section.

  • Select cancel subscription and follow the prompts.

  • Check for cancellation confirmation to ensure it’s processed.



2. Gym Memberships


  • Read the cancellation policy – Some gyms require advance notice (30 days or more).

  • Visit the gym or log into your online account to cancel.

  • Send an email confirmation request to avoid unexpected charges.


Tip: If you rarely use the gym, consider a pay-as-you-go membership instead.



3. Magazine & Newspaper Subscriptions


  • Visit the publisher’s website and log into your account.

  • Look for a cancel or manage subscription option.

  • Some subscriptions require you to call customer service to cancel.


Tip: If you still want access, look for digital-only subscriptions - they’re often cheaper.



4. Mobile Apps & In-App Subscriptions


  • For Apple users: Go to Settings > Apple ID > Subscriptions to view and cancel.

  • For Android users: Open the Google Play Store > Subscriptions to cancel.


Tip: If you rarely use a paid app, switch to a free alternative.



How to Avoid Unwanted Subscriptions in the Future


Set reminders for renewal dates – Add calendar alerts before free trials end.

Use virtual cards for trials – Services like Revolut or Monzo allow disposable virtual cards that auto-cancel after one use.

Opt for one-off purchases where possible – Avoid “auto-renew” services unless necessary.

Regularly review bank statements – Make it a habit to check for unwanted charges.



Final Thoughts: Take Control of Your Subscriptions


Cancelling unused subscriptions is a quick and effective way to save money. By tracking your subscriptions, cancelling those you don’t need, and setting reminders for future renewals, you can keep more money in your pocket each month.



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Additionally, all content provided on SmartWithMoney.co.uk is for informational purposes only and does not constitute financial advice. Please seek independent financial advice before making any financial decisions.

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