If you're shopping online or in-store, cashback sites offer an easy way to earn money back on your purchases. By using a cashback website or app, you can save hundreds of pounds each year on everyday spending.
In this guide, we’ll explore the best cashback sites in the UK, how they work, and tips to maximise your savings.

How Do Cashback Sites Work?
Cashback websites partner with retailers and receive a commission when users make purchases through their links. Instead of keeping all the commission, they share a portion with you as cashback.
Steps to Earn Cashback:
1️⃣ Sign up for a cashback site (most are free to join).
2️⃣ Click through to your chosen retailer via the cashback site.
3️⃣ Make a purchase as normal.
4️⃣ Cashback is tracked and paid into your account once the retailer confirms the purchase.
Top Cashback Sites in the UK
TopCashback – Best for High Cashback Rates
Why choose it? TopCashback offers some of the highest cashback rates on the market.
Retailers: Amazon, Argos, eBay, Tesco, and more.
Payout Options: Bank transfer, PayPal, gift cards (bonus for certain gift cards).
Membership: Free (optional Plus Membership for higher payouts).
How to Join: Sign up for TopCashback (Free to register).
Quidco – Best for Exclusive Cashback Deals
Why choose it? Quidco regularly offers exclusive cashback rates for new and existing users.
Retailers: Marks & Spencer, ASOS, Boots, Currys, and more.
Payout Options: Bank transfer, PayPal, gift vouchers.
Membership: Free (Quidco Premium offers higher cashback rates for £1/month).
How to Join: Sign up for Quidco (Free to register).
Airtime Rewards – Best for Mobile Bill Cashback
Why choose it? Earn cashback that goes directly towards reducing your mobile phone bill.
Retailers: Boots, Greggs, Argos, Primark, and more.
Payout Options: Cashback automatically reduces your mobile bill (works with EE, O2, Vodafone, and others).
Membership: Free to use.
How to Join: Download Airtime Rewards (Available on iOS & Android).
MyMoneyPocket – Best for Simple Cashback Experience
Why choose it? MyMoneyPocket provides a straightforward cashback platform with regular bonus offers.
Retailers: John Lewis, Currys, Booking.com, and more.
Payout Options: PayPal, bank transfer, gift cards.
Membership: Free to join.
How to Join: Sign up for MyMoneyPocket (Free to register).
JamDoughnut – Best for Instant Cashback on Gift Cards
Why choose it? Unlike traditional cashback sites, JamDoughnut offers instant cashback when you purchase gift cards.
Retailers: Sainsbury’s, Costa Coffee, Uber Eats, B&Q, and more.
Payout Options: Cashback applied immediately when purchasing gift cards.
Membership: Free to use.
How to Join: Download JamDoughnut (Available on iOS & Android).
Tips to Maximise Your Cashback Earnings
✔ Compare rates across multiple cashback sites – Some sites offer better deals on specific retailers.
✔ Use a cashback credit card – Combine with cashback sites for double savings.
✔ Check terms & conditions – Some retailers exclude certain purchases from cashback eligibility.
✔ Refer friends for extra bonuses – Many cashback sites offer referral rewards.
✔ Withdraw cashback in the best format – Some gift card payouts offer extra bonuses compared to bank transfers.
Final Thoughts: Is Cashback Worth It?
Yes! Using cashback sites is a simple and effective way to save money on purchases you were going to make anyway. By signing up for multiple platforms and stacking cashback offers, you can maximise your rewards throughout the year.
Want more money-saving tips? Subscribe to our newsletter for expert insights on managing your money!
Disclaimer: Smart With Money may receive compensation from affiliate links, advertisements, and partners featured on this site. This compensation does not influence our editorial content, reviews, or recommendations. Our opinions are our own, and we aim to provide accurate and objective financial information to help you make informed decisions.
Additionally, all content provided on SmartWithMoney.co.uk is for informational purposes only and does not constitute financial advice. Please seek independent financial advice before making any financial decisions.