top of page
Mortgages Made Simple: Find the Best Deal for You
Understanding mortgages is key to getting the best deal. Whether you're a first-time buyer, remortgaging, or looking for a buy-to-let property, our expert guides cover everything from interest rates to mortgage types, helping you make informed decisions.
Mortgage Affordability Checks in the UK: What You Need to Know
If you’re applying for a mortgage in the UK, lenders will carry out mortgage affordability checks  to determine how much you can borrow....
The Costs of Buying a House in the UK: A Complete Breakdown
Buying a home is one of the biggest financial commitments you’ll ever make. Beyond the purchase price, there are several costs involved...
What Income Can I Use on a Mortgage Application in the UK?
When applying for a mortgage, lenders assess your income to determine how much you can borrow. But what types of income are accepted?...
How to Determine What House Price You Can Afford in the UK
Buying a home is a major financial decision, and knowing what price range to search for is essential. Your income, deposit, mortgage...
What Factors Do Mortgage Lenders Consider When Approving a Loan?
Applying for a mortgage is a significant financial step, and lenders carefully assess various factors before approving a loan....
What is a Fixed-Rate Mortgage? A Complete Guide
A fixed-rate mortgage  is one of the most popular types of home loans in the UK. It offers borrowers a set interest rate for a fixed...
Can You Get a Mortgage with a Bad Credit History in the UK?
Having a bad credit history can make getting a mortgage more challenging, but it doesn’t make it impossible. Many lenders offer...
How Much Deposit Do You Need for a Mortgage in the UK? Everything You Need to Know
One of the biggest hurdles for first-time buyers or anyone looking to buy a home is coming up with the deposit. The amount you need to...
How Long Does a Mortgage Offer Last? Everything You Need to Know
When applying for a mortgage, one of the key things to consider is how long your mortgage offer lasts. A mortgage offer is the lender’s...
How Long Should I Fix My Mortgage For? A Complete Guide to Choosing the Right Mortgage Term
When it comes to choosing a mortgage, one of the most important decisions you'll need to make is whether to opt for a fixed-rate mortgage...
What is an Interest-Only Mortgage? A Complete Guide for UK Homebuyers
An interest-only mortgage  is a type of home loan where you only pay the interest on the loan each month for a set period, rather than...
Fixed, Tracker or Variable Rate Mortgages: Which One is Right for You?
When it comes to taking out a mortgage, one of the biggest decisions you’ll face is choosing between a fixed , tracker , or variable rate...
Leasehold vs Freehold: What’s the Difference and Which is Better for You?
When buying a property in the UK, one of the most important decisions you'll need to make is whether to purchase a leasehold  or freehold...
Should I Use a Mortgage Broker? What You Need to Know
When it comes to getting a mortgage in the UK, one of the first decisions you’ll face is whether to use a mortgage broker. With so many...
Interest-Only vs Repayment Mortgages: Which is Right for You?
When it comes to choosing a mortgage, one of the most important decisions you’ll make is whether to go for an interest-only mortgage  or...
How to Apply for a Joint Mortgage in the UK: A Step-by-Step Guide
A joint mortgage is a popular option for couples, friends, or family members looking to purchase a home together. It allows two or more...
What Is an In-Principle Mortgage Offer and How to Get One?
If you’re thinking of buying a home, an in-principle mortgage offer  (sometimes called a decision in principle or DIP) is an essential...
How to Get a Mortgage as a First-Time Buyer in the UK
Buying your first home is a major milestone, but getting a mortgage can feel overwhelming. Understanding the process, requirements, and...
Latest Articles on Mortgages
bottom of page